Get Pre-Approved - Preferred Lenders
Choosing the right mortgage is one of the most important steps in the home-buying process. Our preferred lending partners can help you understand your financing options, answer your questions and find the loan that best fits your goals and financial situation.
Ready to explore your mortgage choices? Let's get started on your path to homeownership.
Trusted Partners
All of my clients are encouraged to choose the mortgage lenders who are most suitable for their wants, needs, and specific situation. The Mortgage Lenders listed below have been working with me for years - I believe in their experience, extensive knowledge and impeccable customer service they provide to my clients.
Mary Cables
Mortgage Loan Originator NMLS#1684545
Call Me: 321-417-0271
Email Me: Mary@morganfinancial.net
About Mary:
Focused and tenacious team player that utilizes strong sales and solid time management skills in balancing competing priorities to meet tight deadlines. Consistent performer with strong work ethics and innovative thinking to produce results that positively impact the bottom line and implement organizational changes.
"Helping one person might not change the world, but it could change the world for one person." - Mary's determined, dependable and welcoming personality, in addition to her 10 years in the industry, makes her a terrific Mortgage Loan Originator. Working with our clients to understand their needs and providing the best mortgage options is Mary's main objective. She strives each day to provide the best service to every single client who comes to Morgan Financial and works hard to keep their mortgage on track. Mary lives here in Brevard with her husband and three children. In her spare time, Mary enjoys quality time with her family by going to the beach, swimming, playing video games together, or watching movies. Her philosophy is to have fun, enjoy life and help others.
Lucas Chiddister
Area Manager
NMLS # 2176354
Call Me: 813-404-7813
Email Me: lchiddister@tfhomeloans.com
About Lucas:
I’ve been helping clients realize and achieve their real estate dreams for over four years. I chose this career because there is nothing better than working with people, solving problems, and helping them reach their goals. I specialize in traditional and Non-QM loans, supporting first-time homebuyers, families making their next move, and real estate investors. My approach is simple: take time to understand your goals, set clear expectations, and guide you with proactive, transparent communication. Clients say they value the way I simplify complex situations, my accessibility, and my commitment to doing what’s right.
By staying current on industry trends through trusted sources, technology, and a strong professional network we can focus on data—not headlines—so you can make informed decisions with confidence. If the numbers support your goals, it’s a great time to buy! While I can lend in any state, Central Florida is home. I love serving a community that blends culture, sports, world-class attractions, and people from all over the world. Outside of work, I’m a soccer fanatic, an Orlando City supporter, and someone who loves family time, gardening, and cheering on my favorite teams. I also volunteer at my kids’ schools and enjoy giving back to the community.
My goal is to help you achieve your homeownership dreams and build long-term wealth through real estate with a smooth, supportive, partnership-style experience.
Zachary Rathjen
Mortgage Banker NMLS #1885995
Call Me: 321.514.8440
Email Me: zrathjen@totalmortgage.com
About Zachary:
My name is Zachary Rathjen, and I serve as the Branch Manager of our Brevard Branch. I reside in Satellite Beach, Florida, and bring over ten years of experience in the mortgage industry.
I am a graduate of Eastern Florida State College. My faith and family are central to my values and professional motivation. I am a proud father of two, a dog owner and I maintain an active lifestyle with interests in basketball, football, and surfing.
Outside of work, I am frequently involved in open houses, church activities, and coaching local youth sports leagues. I was recently elected Treasurer of Surfside Elementary. Additionally, I volunteer with Keep Brevard Blue and the local Police Athletic League. I welcome calls or texts at any time and am always available to assist others in achieving their financial goals.
